Billing Terms and Conditions

Last updated: May 29, 2026

These Billing Terms and Conditions explain the payment methods we accept, how transactions are processed, and what to expect at checkout when purchasing from Ricci Apparel. By placing an order, you agree to the terms described on this page.

Accepted payment methods

We accept the following secure payment methods at checkout:

  • American Express
  • Apple Pay
  • Diners Club
  • Discover
  • Google Pay
  • Mastercard
  • PayPal
  • Shop Pay
  • Visa

All payments are processed through Shopify Payments and authorised third-party payment providers. All transactions are subject to verification and authorisation by the relevant payment provider.

Currency

All prices on our website are displayed and charged in United States Dollars (USD). If your card or account operates in a different currency, any exchange rate conversions and foreign transaction fees are determined by your financial institution. Ricci Apparel is not responsible for such additional charges.

Pricing and taxes

All prices displayed on our website are the final prices you pay. There are no hidden fees or unexpected charges added at checkout. The complete order total is clearly shown before you confirm your purchase.

We reserve the right to update pricing at any time. However, price changes will not affect orders that have already been confirmed and paid.

Payment authorisation

By completing a purchase, you authorise us to charge your chosen payment method for the full order total. Payment is typically captured at the moment your order is placed. Some financial institutions may place a temporary authorisation hold on your funds before the transaction is fully settled — this is determined by your bank and is outside our control.

Orders are not processed or dispatched until payment has been successfully authorised and confirmed.

Order confirmation

Once your payment has been successfully authorised, you will receive an order confirmation email at the address provided at checkout. This email confirms that your order has been received and payment has been processed. If you do not receive a confirmation email within a few minutes of placing your order, please check your spam folder or contact us at support@ricciapparel.com.

Payment security

All transactions on our website are protected by SSL (Secure Socket Layer) encryption. Ricci Apparel does not store, process, or have direct access to your full payment card details. Payment data is handled exclusively by our authorised payment processors in accordance with PCI-DSS security standards.

Failed or declined payments

If your payment is declined or fails to authorise, your order will not be processed and no charge will be captured. Common reasons for a declined payment include:

  • Incorrect card details or billing address
  • Insufficient funds
  • Security restrictions applied by your bank
  • Expired card

We recommend verifying your payment details and trying again, or using an alternative payment method. If the issue persists, please contact your bank or payment provider directly. Ricci Apparel is not responsible for declined transactions caused by your financial institution.

Fraud prevention and order verification

To protect both our customers and our business, we reserve the right to perform security and identity verification checks on any order. In cases where suspicious activity is detected, we may:

  • Place an order on hold pending verification
  • Request additional information or documentation
  • Refuse or cancel the order

If an order is cancelled due to confirmed or suspected fraudulent activity, any captured payment will be refunded in full to the original payment method.

Chargebacks

If you have a concern about a charge on your account, we strongly encourage you to contact us directly at support@ricciapparel.com before initiating a chargeback with your bank. Most issues can be resolved quickly through our support team.

If a chargeback is initiated without prior contact, we reserve the right to dispute it by providing relevant documentation including transaction records, order confirmation, delivery tracking, and customer communications.

Order cancellations and refunds

If you need to cancel an order or request a refund, please refer to our Return & Refund Policy for full details. Refunds are always issued to the original payment method used at checkout and processed within 5 business days of approval. Please allow an additional 3–10 business days for the refund to appear in your account depending on your bank or payment provider.

Changes to these terms

We may update these Billing Terms and Conditions from time to time to reflect changes in our payment processes or legal requirements. The most current version will always be published on this page with an updated date at the top.

Contact information

Store name: Ricci Apparel
Email: support@ricciapparel.com
Phone: +13076219073
Support hours: Monday – Friday, 9:00 AM – 5:00 PM CT
Response time: Within 24 hours on business days. Weekend messages are answered on Monday.
You can also reach us via the contact form on our Contact Page.

Company information

Legal entity: Our Beautiful Country LLC
Company number (EIN): 98-1901601
Registered address: 75 E 3RD ST, Sheridan, WY, 82801, USA